After using my plan for 15 years in ny, I went there and was charged all sorts of extras, extra 90$ just to examine my teeth? When my new dentist requested my X-rays, they tried to chase me 25$ just to email them to my new dentist. My new dentist cleaned, examined, and filled a cavity asking no EXTRA money.they file extra ch.arges with the insurance that they know won't be covered and want YOU to pay the balance. Also, the receptionist is bossy and rude. There are better choices