We are accredited by the Council on Accreditation (COA) and are members of the Better Business Bureau (BBB). Advantage Credit Counseling has been designated a certified comprehensive housing counseling agency by the U.S. Department of Housing and Urban Development (HUD). The agency is also a member of the National Foundation for Credit Counseling (NFCC), the umbrella association for over 150 credit counseling agencies nationwide. Advantage CCS is approved* by the Executive Office of the United States Trustees (EOUST) to provide the required pre-filing counseling and pre-discharge bankruptcy education class, as well as issue bankruptcy certificates for both services.