I was not at all pleased with the service. I tried numeroUs times to e-mail and call the employee helping me. I had to write to the CEO but what happened my parents had to pay my bills for a month because they had not processed my contract as they promised. Now my creditors are listing late charges. They did not arrange it with my creditors and I have been charged late fees. I thought this organization would help me but they made it worse for me. I would not recommend them.